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At legal & general america, we offer what’s called guaranteed universal life insurance, which guarantees you will be protected to age 121, gives you flexibility with premium payments, and provides an option to decrease your death benefit if your needs change. Learn what it is and how it works. Legal & general america life insurance and retirement products are underwritten and issued by banner life insurance company, urbana, md and william penn life insurance company of new york, valley stream, ny. Locate a banner life or william penn life insurance agent near you with our finder tool.

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